California Homeowner's Insurance Denials

You make your homeowner's insurance premium payments regularly and hope you will never need to use the protection your policy offers.

Only when it is too late — after a loss like a fire, a theft or an injury on your property —will you know if your homeowner's insurance truly provides the safety net the policy promises. All too often, it does not.

Insurance companies are motivated to increase their profits by denying valid claims or paying only a fraction of what is truly owed to policyholders. Failure to pay valid homeowner's insurance claims willingly, promptly and properly constitutes insurance bad faith.

Homeowner's insurance denials are difficult to dispute; the insurance companies seem to hold all the cards. The lawyers of Shernoff Bidart Darras & Echeverria LLP can help you resolve your insurance coverage dispute and obtain the full amount of insurance benefits you pay for and deserve. In some cases, you may also receive interest and punitive damages.

For experienced representation in cases of homeowner's insurance denials, contact the insurance bad faith attorneys at Shernoff Bidart Darras & Echeverria LLP today. Your initial consultation is free of charge and you will pay us nothing unless and until we recover financial compensation for you.

We represent homeowners with insurance denials from companies such as Farmer's, Hartford, State Farm, Allstate, Traveler's, Liberty Mutual, Nationwide, Progressive, American Family, Met Life and many more. We have successfully recovered damages for homeowner's claims involving:

• Wind damage
• Roof damage
• Hail damage
• Foundation cracks
• Theft
• Mold
• Fire
• Mud slides
• Water damage

For more than 35 years, our insurance bad faith lawyers have represented policyholders who were treated unfairly by their insurance companies. We are known and respected as America's leading insurance bad faith law firm. When you put the strength of Shernoff Bidart Darras & Echeverria LLP on your side, you get the kind of peace of mind no insurance policy can match.

We know the insurance industry and are alert to the ways insurance companies attempt to dodge their responsibility to their policyholders.

• If you make a claim for fire damage, they may deny the claim by asserting it was caused by arson.
• After a theft, they will deny your claim based on fraud — even if there is no evidence to suggest it.
• Insurance adjusters may compute damages to your property using a computer program that systematically lowballs the amount of money it will take to repair or replace your property.
• The insurer may simply deny your claim for no reason whatsoever — just to see if you will meekly accept their arbitrary judgment.

Don't do it. A denial letter isn't always the last word in an insurance coverage dispute. If they have denied a valid claim, they legally still owe you the money you deserve.

Contact a bad faith insurance attorney at our law firm today for a free consultation and case evaluation. We represent clients on a contingency basis so it costs you nothing to put the power of America's foremost insurance bad faith law firm in your corner until we win your case.